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	<title>HALPI dot com &#187; HOME &amp; FAMILY</title>
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	<link>http://halpi.com</link>
	<description>Home &#38; Leisure Publishing, Inc.</description>
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		<title>Financial Aid and Student Loans</title>
		<link>http://halpi.com/financial-aid-and-student-loans.htm</link>
		<comments>http://halpi.com/financial-aid-and-student-loans.htm#comments</comments>
		<pubDate>Fri, 25 May 2007 10:45:09 +0000</pubDate>
		<dc:creator>Student Loans</dc:creator>
				<category><![CDATA[Student Loans]]></category>

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		<description><![CDATA[Over the past 40 years, just as with everything else, the cost of education has risen dramatically. Average tuition increases of more than 6% per year are common today. Just as one example, in 1973 the cost of registration at UCLA (University of California, Los Angeles) was $208 per quarter. It is now over $2,300 [...]]]></description>
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		<title>Subsidized and Unsubsidized Student Loans</title>
		<link>http://halpi.com/subsidized-and-unsubsidized-student-loans.htm</link>
		<comments>http://halpi.com/subsidized-and-unsubsidized-student-loans.htm#comments</comments>
		<pubDate>Thu, 24 May 2007 11:17:42 +0000</pubDate>
		<dc:creator>Student Loans</dc:creator>
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		<description><![CDATA[Obtaining student aid can be more complicated than playing the stock market. There are literally hundreds of possible scholarships, loan programs and other forms of assistance. But for the overwhelming majority a Federal student loan program is the most likely source of funds to help pay for school.
Most of that money loaned is associated with [...]]]></description>
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		<title>Stafford Student Loans</title>
		<link>http://halpi.com/stafford-student-loans.htm</link>
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		<pubDate>Thu, 24 May 2007 11:15:17 +0000</pubDate>
		<dc:creator>Student Loans</dc:creator>
				<category><![CDATA[Student Loans]]></category>

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		<description><![CDATA[Stafford loans are part of the FFELP (Federal Family Education Loan Program) established by Congress in 1965 to supply financial aid to students.
Originally intended to cover those &#8216;in need&#8217; where the quotes indicate that the definition was somewhat loose even then, it rapidly expanded. Today, Stafford loans provide over 90% of the more than $50 [...]]]></description>
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		<title>PLUS Student Loans</title>
		<link>http://halpi.com/plus-student-loans.htm</link>
		<comments>http://halpi.com/plus-student-loans.htm#comments</comments>
		<pubDate>Thu, 24 May 2007 11:13:49 +0000</pubDate>
		<dc:creator>Student Loans</dc:creator>
				<category><![CDATA[Student Loans]]></category>

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		<description><![CDATA[With the rising cost of education over the past few decades, reliance on traditional Stafford loans has often failed to cover even the majority of expenses. The PLUS (Parent Loans for Undergraduate Students) loan program was designed to close that gap.
Though the interest rate is higher than other loans, the cap on borrowing is much [...]]]></description>
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